
Listing Agent
Matthew Nowotny
Realtor® · DRE #02373848
Seven Gables Real Estate


Open House · Rancho Santa Margarita, CA
Rancho Santa Margarita, CA 92688
$1,199,000
Gallery
About This Home
LOCATION...LOCATION...LOCATION.....CUL DE SAC....Please enjoy this elegant single family residence located in Rancho Santa Margarita. Comfortably proportioned at almost 1500 square feet, this 3 bedroom and 2,5 bath single family residence shows beautifully. Upon entering, you will be greeted by a bright and open floor plan, with cathedral ceiling in the living room, providing ample natural light. Step into the living room and you'll be warmed up by the cozy glow of the fireplace. The remodeled kitchen with multiple built-ins, opens up into the dining area. The spacious and landscaped back yard with covered patio is always ready for great entertainment or a quiet retreat. Upstairs, you’ll indulge in a generous master bedroom, with en suite bathroom. The upper level also boasts a 2nd bathroom and 2 additional bedrooms to make the home complete. ADDITIONAL FEATURES: * double pane windows * remodeled kitchen * all new laminate flooring downstairs 2026 * carpet replaced 2026 * recessed lighting * interior painted 2026 * SAMLARC HOA amenities including but not limited to Beach Club, Basketball courts, Clubhouses, Parks, Tennis courts, Picnic shelters, Pools, Trails, Lake Lago Santa Margarita * Close to CA-241 * Close to Altisima Park
Single-Family · MLS #243505096
Good to Know
Meet the listing agent

Realtor® · DRE #02373848 · Seven Gables Real Estate
For Matthew, Huntington Beach isn't just a market, it's home in the deepest sense of the word. He grew up in the La Cuesta neighborhood, where his family has been rooted for generations, and the Southern California coastal lifestyle, the beach, the gym, the golf course, remains a defining part of who he is today. That lived-in, generational connection to Huntington Beach tells everything about the way he serves clients as a licensed REALTOR® with Seven Gables Real Estate. Before entering real estate, Matthew served in the United States Marine Corps, working in Non-Destructive Inspection (NDI) for USMC aviation, a discipline that demands precision, focus, and the ability to identify failure before it happens. Those qualities didn't stay on the flight line. He brings them to every transaction: a methodical eye for detail, a calm demeanor when pressure builds, and a problem-solving mindset that defaults to action rather than anxiety. When complications arise in a deal, and in real estate, they do, Matt’s instinct is not to dwell on the issue. It’s to identify the next step and take it. That same military discipline shaped his reason for entering real estate. After completing his service, Matthew was motivated by a clear purpose: to help fellow veterans navigate the path to homeownership, including the benefits and nuances of VA loan financing. Veterans often face a unique set of circumstances when buying a home, and having an agent who understands the culture, the transitions, and the stakes makes a measurable difference. Matthew is a new agent in the best sense: licensed in late 2025, arriving with fresh eyes, no bad habits, and a genuine hunger to grow. He chose Seven Gables Real Estate on the recommendation of a friend and quickly found his instincts confirmed. The training program, the resources, and the people aligned with his commitment to doing this right. As a lifelong learner, he approaches every class and coaching session as an investment in the clients he will serve. His specialization centers on single-family homes in Huntington Beach, with deep familiarity with the La Cuesta neighborhood and a dedicated focus on veteran homebuyers and VA loan transactions throughout Orange County. Whether working with a veteran purchasing their first home or a longtime Huntington Beach resident ready for a change, Matthew shows up the same way every time: prepared, straightforward, and genuinely invested in getting it right.
Financing

Today's Average Rates
As of 6/11/2026
15 Yr Fixed
5.875%
5.954% APR
30 Yr Fixed
6.375%
6.424% APR
30 Yr FHA
5.99%
6.624% APR
30 Yr VA
5.99%
6.225% APR
Equal Housing Lender · Shown for comparison only. Informational, not a commitment to lend. Finance with any lender you choose.
Today's conforming 15 & 30 yr. fixed rates are based on the purchase of a $750,000 single family residence or condo, primary residence, in CA with 25% down payment. Conforming rates assume a credit score of 780 and 0 discount points. Today's 30 yr. FHA and VA fixed rates are based on the purchase of a $750,000 single family residence or condo, primary residence, in CA with minimum down payment of 3.5% for FHA and 0% for VA. FHA/VA rates assume a credit score of 740 and 0 discount points. Rates, terms and fees are based on a variety of assumptions and conditions as of 6/11/2026 and subject to change without notice.
What would this cost?
$1,199,000 list price · 6.375% · 6/11/2026
Estimate: principal, interest, MI & HOA · excludes taxes & insurance · informational only, not a commitment to lend.
Location
Ask a Question
Send a note to Matthew. Ask about pricing, the HOA, availability, or set up a private showing.
Prefer to talk now? Call or text Matthew (657) 342-0611.

Listing Agent
Realtor® · DRE #02373848
Seven Gables Real Estate

Lender
Mortgage Loan Originator · NMLS 2010859
Home First Financial